Covering Your Refrigerated Cargo, Property, Assets, & More With Reefer Trailer Insurance
Reefer semi-trailers are used for transporting perishable goods which are kept at low temperatures. Such goods include dairy products, frozen foods, seafood, and other food items that require a steady low temperature. A reefer truck has insulated steel panels to keep the temperature low with the help of refrigerant gases that are pumped through coils in the trucks’ freezer or a cooling section.
Obtaining reefer insurance may appear to be a difficult task. You must first identify a reputable agency, after which you must select the most cost-effective provider that provides proper coverage that will allow you to legally operate and cover you in the event of an accident. We know trucking, how to handle reefer insurance, and can assist you every step of the way in acquiring insurance for your reefer trailer.
Types Of Coverages For Your Operation
It is absolutely necessary to have a commercial truck insurance policy that will cover your truck. A basic policy would cover the auto liability, the cost of repairs, and any property damage you might cause. This is a bare-bones package that you can add more coverage. Typically, more coverage is required to operate including:
Cargo insurance (aka freight insurance) is the protection of goods that are being shipped. The benefits of cargo Insurance include peace of mind knowing that your shipment is covered in case something happens to it while you’re transporting it
Reefer Breakdown Coverage will cover trailer itself and cargo in the event that the reefer breaks down on or off the road.
Uninsured/Underinsured Motorist Coverage is for damages and injuries which you suffer as the result of an accident with another driver who does not have liability coverage or has insufficient liability limits (e.g., other people involved in the accident are not insured to pay for the amount)
Save On Coverage For Your Trailer
- Shop with us and we will do the hard research for you. We can provide quotes from a variety of insurance carriers, saving you hours of time and helping you make the best decision.
- Keep your driving record clean. Drive defensively at all times and get your safety checkups done on time.
- Protect your cargo and your passengers. We can provide coverage for additional services such as hazmat, tanker, flatbed, dump trucks, and more.
- Maintain a good credit score on your personal and business cards.
- Hire good drivers if you are a larger operation with employees. Good drivers include a good record and experience on the road.
