Insurance Coverage For Flatbed Truck Drivers & Operators
Owning a flatbed can be an extremely lucrative business. The wide variety of objects you have the ability to haul allows you more flexibility than some other types of trailers like a dry van, reefer trailer, or box truck. Oversized and irregularly shaped loads can be hauled on a flatbed. Hauling uniquely shaped loads, some being oversized, can have enormous risk. That’s why having the right type of protection is crucial for your trucking operation to succeed. Palmer Insurance Agency understands trucking and has A+ Rated insurance carriers that we quote from in order to get you the best price and protection.
Industries That Use Flatbeds:
- Manufacturing Distributor
- Commercial Farmers
- Delivery Companies
- Aviation Transportation
- Construction Crews
- Heavy Equipment Haulers
- Towing Companies
Coverage & Pricing:
The type of coverage you’ll need to operate a flatbed may vary based on your specific business operation. In most cases, trucking businesses have some form or another:
- Commercial Auto Liability Insurance
- Physical Damage Insurance
- Cargo Insurance
- General Liability
- Uninsured/Underinsured Motorist Coverage
The cost of insurance can vary depending on many factors, like where you live and what type of car. For example, the price might range anywhere between $8,000-$22,000 per year for a flatbed policy with some exceptions – this variation exists because coverage is based upon location as well driving experience record preferences, etc… A great way to find a lower quote is to use an independent insurance agency like Palmer Insurance Agency which can quote you through the right carrier for a better price compared to a captive insurance agency which can be quoted only through their designated carrier.
