Trusted. Local. Independent.

Palmer Insurance Agency has the knowledge and expertise to help with your insurance needs in Port St. Lucie, Florida.

We’re your one-stop-shop for contractors insurance and business insurance. Start a quote by clicking below or give us a call at 863-537-6709 to start the conversation.

Port St. Lucie, Florida
Port St. Lucie, Florida
Port St. Lucie, Florida

Get quotes from multiple insurance companies in Port St. Lucie, Florida.

Palmer Insurance Agency has your covered.

We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect.  That’s why we work with a wide range of insurance companies and products in Port St. Lucie, Florida to meet your specific needs, including customized coverages.

We don’t work for the insurance company, we work for you.

Google Rating
5.0

Reviews from Palmer Insurance Agency clients.

The best insurance agency, according to those who matter: Our Customers.

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Sackett Motorsports
The only place we use for our insurance needs
PB
Patrick Burns
Fast turnaround on our quote and help with carrier certificates.
AR
Anthony Rodriguez
Thoughtful, dedicated, and always ready to pick up the phone and help a client. The insurance market has gotten tough and especially expensive in Florida and you really feel like Albert is on your side doing his best to get the best coverage at a good rate.
MC
Marvins Construction
Very satisfied with the service, very friendly, everything very fast.
BK
Brandon Kramer
Josh and his team are phenomenal and I can't say enough good things about my experience with them.
TC
Tony Casas
LOVE working with Josh. Professional down to earth guy has helped me through every step for my company's insurance.
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Sheryl Granville
I phoned them early Friday morning for an update to my policy, and he worked EFFORTLESSLY to make sure I had my needs met within the time frame needed!!
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Emma Moses
Excellent staff very professional.
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Kayla D
Palmer Insurance Agency is great! They are always friendly and answer all of my questions. I have dealt with Josh and Melinda the most and they are both kind and professional.
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Ilia Rivera
I was with this insurance company in Puerto Rico and now that I live in Florida, excellent service and best offers in the market. I recommend it
JP
Joann Pena
They offer immediate and personalized attention. They also guide you on all the options available for your needs and help you make the best decision. I recommend it 100%
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Suzanne Mandell
Josh Palmer has been very helpful with my insurance needs during a difficult time in our family. He's figured out ways for me to save money as well.
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Malka Winograd
Found Josh through an internet Search and he happened to call at the right time. His office has been so responsive and helpful over the years, I am grateful to have a team like them!!!!

Top insurance policies to fit your business.

No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies to help protect your business from fast-moving risks.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability coverage for accidents and physical damage coverage for the vehicles.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.

Workers Compensation

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Commercial Property

Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

Business Owners Policy

A business owner’s policy, aka BOP, is a cost effective way for small business owners to get general liability and commercial property insurance combined into a single policy.

Professional Liability

Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.

Commercial Umbrella

Commercial umbrella, aka Commercial Excess, provides additional coverage once the underlying policy reaches its limit. It can boost the coverage for general liability, commercial auto, and employer’s liability insurance.

Cyber Liability

Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.

Builders Risk

Builder’s Risk Insurance, aka Course of Construction Insurance, is a form of commercial property insurance which covers a building while it is being constructed or heavily remodeled.

About Palmer
Insurance Agency.

We take a hands on approach to insurance guidance. We believe, not only will you find  Palmer Insurance Agency knowledgeable, but you will also discover that we are invested in making your needs, wants and wishes a reality. Our unique client experience has been designed with a goal to keep you focused on where you want to go, advise you on how to get there.

Unlike most insurance agents, we have no ties to any one insurance or investment company and we are not incentivized to sell financial products. This absolute independence affords us the ability to do what is truly in the best interest of our clients.”

Palmer Insurance Agency
Palmer Insurance Agency Professionals in Atlanta Georgia

Port St. Lucie, Florida Independent Agent vs The Rest

Here is a quick comparison of the differences between an independent agency in Port St. Lucie, Florida like us, and the various other types of companies that are out there:

Features & Services Our Agency Captive Agent Online & 1-800 Companies
Access to multiple companies and wide range of products
Easy switching from company to company without hassle
Unbiased and objective advice Tries to sell & support only their one company Tries to sell & support only their one company
Claims assistance and advocacy Adjusters are often exclusive to the one company No help: You vs. adjuster
Policy service from the same person you bought from To call center You'll likely never talk to the same person twice
When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent

Palmer Insurance Agency. Making insurance easy.

We protect your livelihood. Our goal is to get you the insurance you need, quickly, simply and affordably so you can focus on growing your business, and taking care of your family.

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Our team of knowledgeable agents are experts at finding the right coverage for your family, or your business. Get your insurance quote now.