- Yes, if your business uses vehicles for work purposes, commercial auto insurance is necessary to cover accidents, theft, and damage. 
- You can lower premiums by implementing safety measures, training employees, choosing higher deductibles, and bundling policies. 
- A BOP combines general liability and commercial property insurance, covering property damage, business interruptions, and liability claims. 
- Yes, most states require workers' compensation insurance if you have employees. It covers medical expenses and lost wages for employees injured on the job. 
- General liability insurance covers third-party claims for property damage and bodily injury. It's essential for protecting your business from lawsuits that could arise from your installation work. ... 



