Bundling policies, increasing deductibles, and implementing risk management practices can help lower your insurance costs.
It depends on the state and whether you have employees. Even if not required, it’s beneficial for covering work-related injuries.
Yes, personal auto insurance does not cover business use. Commercial auto insurance is needed for business-related vehicle use.
Homeowner's insurance typically does not cover business-related risks, which is why separate business insurance is necessary.
Yes, even home-based businesses face risks that require insurance protection, such as client injuries or property damage.
