What does a business owner’s policy (BOP) cover?

To lower your insurance premiums, consider bundling policies, implementing risk management practices, maintaining a safe work environment, and comparing quotes from multiple providers.

Most states require workers’ compensation insurance for businesses with employees. It covers medical expenses, disability benefits, and lawsuits resulting from employee injuries

Cyber insurance covers expenses related to data breaches and cyberattacks, including customer notification, fraud monitoring, legal fees, and fines. It helps mitigate the financial impact of cyber incidents ...