General liability insurance covers third-party claims for property damage and bodily injury. It's essential for protecting your business from lawsuits that could arise from your installation work. ...
It protects board members and officers from legal expenses related to decisions made on behalf of the organization, such as mismanagement of funds or regulatory failures. ...
It covers third-party property damage, medical bills from accidents, and damage from theft, vandalism, or weather events.
Most states require workers' compensation insurance for businesses with employees to cover workplace injuries.
It covers legal expenses related to claims of negligence or mistakes made while providing services.
You need general liability insurance, a business owner’s policy, and possibly workers’ compensation if you have employees.
Bundling policies, increasing deductibles, and implementing risk management practices can help lower your insurance costs.
It depends on the state and whether you have employees. Even if not required, it’s beneficial for covering work-related injuries.
Yes, personal auto insurance does not cover business use. Commercial auto insurance is needed for business-related vehicle use.
Homeowner's insurance typically does not cover business-related risks, which is why separate business insurance is necessary.
