Workers' Compensation Insurance covers the aggravation of pre-existing conditions if the aggravation occurs due to work-related activities. The coverage would apply to the extent that the work activity exacerbates ...
Independent contractors are generally not covered under Workers' Compensation Insurance policies. However, businesses should verify the classification of their workers, as misclassification can lead to penalties. If an independent ...
Workers' Compensation Insurance does not cover injuries that are not work-related, such as those sustained during a personal activity outside of work. Additionally, it does not cover self-inflicted injuries ...
Absolutely. It’s important to review and adjust your insurance coverage regularly to ensure it meets your evolving business needs.
A BOP combines general liability and commercial property insurance into one policy, offering comprehensive coverage at a lower cost than purchasing each policy separately.
Yes, if you store customer data or handle online transactions, cyber insurance is crucial to protect against data breaches and cyberattacks.
Commercial property insurance will cover damage to your warehouse and inventory caused by natural disasters, depending on the specifics of your policy.
No, but it’s important to ensure your policy covers all types of products you distribute. Discuss with your agent to tailor coverage to your specific needs. ...
Factors include the types of services you offer, your business size and revenue, location, claims history, and the coverage limits and deductibles you choose.
It covers financial losses from data breaches, including client notification costs, fraud monitoring, and investigation expenses.
